Our Programmes
Three Programmes, One Approach: Calm, Clear, and Built for You
From a single morning to a ten-week course, Tabungo's programmes are paced and structured around what retirees in Malaysia actually need.
← Back to HomeOur Approach
How Tabungo Programmes Work
Every Tabungo programme follows the same underlying method: general educational content presented at a comfortable pace, with printed materials designed for older adults, and space for questions and discussion at every step. The three programmes differ in depth and duration, not in their approach or values.
Facilitator-Led Sessions
All sessions are led by Tabungo's trained facilitators, not recorded videos or self-paced digital tools.
Printed, Large-Format Materials
No apps, no logins, no small-screen reading. Everything participants need is in their hands from the start.
Discussion and Questions
Questions are not just allowed — they are expected. Facilitators build space for discussion into every session plan.
Programme 1
Comfortable Money Living Workshop
RM 470 · Half-day (3 hours)
A relaxed half-day workshop for retirees who want to feel calmer about their day-to-day money. The session covers steady monthly living costs, a simple budgeting approach, and a checklist of what to review each month. The pace is unhurried, the group is small, and light refreshments are provided throughout.
What is included
- Three hours of facilitated content and discussion
- Large-print monthly living planning worksheet
- Things-to-review checklist to take home
- Refreshments during the session
- Small group (relaxed setting)
Session flow
- 1Welcome and introductions — getting comfortable in the room
- 2Understanding monthly living costs and where they tend to come from
- 3Working through the planning worksheet together
- 4Group discussion — questions, thoughts, and reflections
- 5Recap, checklist introduction, and close
Best for: Retirees wanting a first, gentle step into organised monthly planning.
Enquire About This WorkshopProgramme 2
Steady Living Planning Programme
RM 1,480 · Five sessions over five weeks
A structured five-week programme for retirees who want ongoing support and a steady rhythm of learning. Each weekly session builds on the last, covering monthly living plans, resource organisation, and calm review. The programme includes a large-print journal and a planning toolkit to use between sessions and beyond.
What is included
- Five weekly sessions (format adapted each week)
- Large-print journal for notes and monthly planning
- Planning toolkit (templates and reference sheets)
- Between-session review check-ins by phone
- Small, friendly group throughout
Programme outline
- 1Week 1 — Monthly living: what comes in, what goes out
- 2Week 2 — Organising resources and understanding what you have
- 3Week 3 — Planning for irregular costs and seasonal expenses
- 4Week 4 — Calm review and adjusting your plan
- 5Week 5 — Pulling it together: a living plan for the months ahead
Best for: Retirees who want ongoing support and a structured learning rhythm over several weeks.
Enquire About This Programme
Programme 3
Retiree Finance Foundations Course
RM 3,700 · Ten sessions over ten weeks
A comprehensive ten-week course for retirees who want the most thorough grounding in everyday money management. The course covers monthly planning, organising resources, understanding approaches that can affect older adults, and building a calm, ongoing review habit. Large-print workbooks and ongoing access to materials are included.
What is included
- Ten weekly sessions across ten weeks
- Large-print workbooks for each module
- Clinic sessions for individual questions
- Ongoing access to session materials
- Planning reference folder to keep
Course overview (10 weeks)
- 1–2Monthly planning fundamentals and setting up a living budget
- 3–4Organising resources — savings, EPF, pension, and other income
- 5–6Understanding common approaches targeting older adults
- 7–8Planning for health costs, travel, and family expenses
- 9–10Building a personal review habit and a long-term living plan
Best for: Retirees wanting a thorough, well-supported grounding in everyday money management.
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Which One Suits You?
All three programmes share the same calm approach. The differences are in depth, duration, and the level of ongoing support.
| Feature | Workshop RM 470 |
5-Week RM 1,480 |
10-Week RM 3,700 |
|---|---|---|---|
| Duration | 3 hours | 5 weeks | 10 weeks |
| Monthly planning | |||
| Resource organisation | |||
| Scheme awareness content | |||
| Between-session check-ins | |||
| Ongoing material access | |||
| Clinic sessions |
Across All Programmes
Standards That Apply to Every Session
No Product Sales
No financial products are discussed, promoted, or sold at any session, ever.
Large Print Standard
All materials are prepared in a minimum 14pt font with high contrast and generous spacing.
Comfort Breaks
Every session includes scheduled breaks. Nobody is expected to sit through an extended block without a rest.
Participant Privacy
Participant information is never shared outside Tabungo. All data handling follows PDPA 2010.
Fees
Simple, Transparent Pricing
All fees include every material listed. No extras during or after sessions.
Comfortable Money Living Workshop
RM 470
Half-day · 3 hours
- Worksheet & checklist
- Refreshments
- Small group
Steady Living Planning Programme
RM 1,480
5 sessions · 5 weeks
- Journal & planning toolkit
- Check-in calls
- Small group
Retiree Finance Foundations Course
RM 3,700
10 sessions · 10 weeks
- Workbooks & reference folder
- Clinics & ongoing access
- Small group
Not Sure Which to Choose?
Our team is happy to have a friendly, no-pressure conversation to help you decide what would suit you best. Reach out and we'll respond within one working day.
Ask Us Anything