Participant Experiences
What Tabungo Participants Say After Their Sessions
These are honest reflections from retirees who attended our workshops, programmes, and courses in Kuala Lumpur.
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In Their Own Words
"I attended the half-day workshop not knowing quite what to expect. The facilitator was very patient and the printed sheet made it easy to follow. I came home with something I could actually use the same evening. Very glad I went."
Roslina Nordin
Petaling Jaya, Selangor
May 2025
"The five-week programme was the right pace for me. I liked having a week between sessions to try things at home and bring questions back. The journal is well made and I am still using it now, three months on."
Chan Hock Seng
Kepong, Kuala Lumpur
April 2025
"I was a bit worried it would be like a sales seminar but it wasn't at all. Nobody tried to sell us anything. The content was straightforward and the group was friendly. My daughter recommended it and I am glad she did."
Mohd Razali
Shah Alam, Selangor
May 2025
"The ten-week course was thorough. I had retired quite suddenly and felt lost about organising everything. By the end, I had a folder of material I could refer back to and a monthly plan I actually follow. The clinics were especially useful for my specific questions."
Lim Mei Ling
Cheras, Kuala Lumpur
April 2025
"I appreciated that the materials were in large print. So many workshops have tiny writing on crowded slides. Here everything was clear and easy to read. The facilitator also gave us time to write notes without rushing to the next point."
Subramaniam Balasingam
Klang, Selangor
March 2025
"I took the workshop with my husband. We found it helpful to attend together as we could discuss things at home afterwards. The budgeting worksheet is now on our fridge. A calm morning well spent."
Zainab Abdullah
Ampang, Kuala Lumpur
May 2025
Case Studies
How Participants Used What They Learned
Three brief accounts of how different participants applied their learning after attending Tabungo programmes.
Koh Weng Fatt
Retired civil servant, Bangsar
The situation
After retiring from a 30-year career, Koh felt unsettled about how to manage his EPF withdrawal alongside monthly living costs. He had never budgeted before — his salary had always covered everything.
The programme
Koh attended the five-week Steady Living Planning Programme. By week three, he had a working monthly plan and a clearer picture of how to spread his funds across different needs.
After the course
He now reviews his monthly plan on the first of each month using the journal provided. "I finally feel like I know what I have," he told us six months later. The check-in calls during the programme helped him stay on track.
Duration: 5 weeks
Norizan Aziz
Former teacher, Wangsa Maju
The situation
Norizan had received some calls about investment offerings after she retired. She wasn't sure how to evaluate them or whether to be concerned, and wanted to feel more informed before making any decisions.
The programme
She enrolled in the ten-week Retiree Finance Foundations Course, which included a module on recognising approaches that can affect older adults. The content gave her a framework without being alarmist.
After the course
"I feel more settled now. I know what questions to ask and who to check with." She also used the monthly planning workbooks to set up a simple budget — something she had not had before.
Duration: 10 weeks
Tan Geok Lian
Retired business owner, PJ
The situation
After selling her small business, Tan wanted to understand how to organise a regular monthly living budget for the first time. Business cashflow and personal budgeting felt very different to her.
The programme
She started with the workshop to get a quick overview, then enrolled in the five-week programme a month later for a more structured approach. The two-stage approach worked well for her.
After the course
"The workshop was the right starting point and the programme gave me enough time to actually change my habits. I now know where my money is and I'm much calmer about it."
Duration: Workshop + 5 weeks
At a Glance
Tabungo in Numbers
800+
Participants
4.8
Avg. Rating (out of 5)
96%
Would Recommend
6+
Years Running
HRDC Registered Training Provider
Registered since 2021. Employers may use HRDF levy for eligible participants.
KL Adult Education Network Recognition
Recognised for quality and accessibility in adult learning, April 2025.
Malaysia Adult Literacy Council Member
Member since 2020, contributing to adult learning standards across Malaysia.
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